Buying a new construction home can be an exciting and rewarding experience, but it can also be overwhelming. There are many things to consider when making such a significant investment, and it's essential to ask the right questions to ensure you make an informed decision.

Here are some questions to ask when buying a new construction home.

  • What are the standard features, and what upgrades are available? It's important to know what comes standard with the home and what else is available, so you can budget accordingly. Ask the builder for a list of standard features and the cost of any upgrades you're interested in.


  • What warranties are included? Ask the builder what warranties are included and for how long. This can include warranties on the structure, materials, and appliances. Understanding the warranties can give you peace of mind and protect you from unexpected expenses.


  • Can I make changes to the floor plan or finishes? Some builders may allow you to make changes to the floor plan or finishes, while others may have strict guidelines. Ask the builder what changes are possible and what the process is for making them. Some builders even have a design studio for choosing materials and designs. Often, the sales rep at the new construction office can show you physical materials or photos of what their different finishes look like in the units.


  • What is the expected completion date, and how flexible is it? Knowing the expected completion date can help you plan your move and make arrangements for any necessary temporary housing and moving plans. It's also important to ask how flexible the completion date is in case of delays.


  • What is the total cost, and what are the payment terms? Make sure you understand the total cost of the home and any additional fees, such as HOA fees. Also, ask about the payment terms, including the deposit amount, payment schedule, and final payment due date.


  • What is the energy efficiency of the home? Energy-efficient homes can save you money on utility bills and reduce your carbon footprint. Ask the builder about the home's energy efficiency and what features, such as solar, insulation, and appliances are available.


  • What is the builder's experience and reputation? Research the builder's experience and reputation before making a decision. Ask for references and check online reviews. You want to make sure you're working with a reputable builder who will deliver a quality home.


  • What are the homeowners association (HOA) rules and fees? If the home is part of an HOA, make sure you understand the rules and fees. Ask for a copy of the HOA bylaws and budget. Understanding the HOA's rules and fees can help you decide if the community is a good fit for you.


  • What is the neighborhood like? Ask about the neighborhood's amenities, such as parks, schools, and shopping. Drive around the neighborhood and talk to current residents to get a feel for the community.


  • Ask also if there any discounts or credits for using the builder's approved lender. In some cases, the builder may actually require you use their lender if you're getting a loan.


Buying a new construction home can be a great investment, but it's important to ask the right questions to make an informed decision. By asking these questions, you can ensure that you're getting the home and community that's right for you.